![]() However, a 15-year mortgage means you will have your home paid off in 15 years rather than the full, 30-year mortgage so long as you make the required minimum monthly payments. 30-year Mortgage: How to Decideīoth a 15-year and 30-year mortgage can have fixed interest rates and fixed monthly payments over the life of the loan. If making the monthly payments is becoming too much of a burden, you could sell the house to pay off the mortgage and move to a more affordable home or area.ġ5-year vs. By recasting, you’ll reduce your mortgage balance-and your monthly payments-via a lump-sum payment toward the principal amount. Just keep in mind this would result in a higher monthly payment. You can refinance your home loan and get a new 15-year mortgage loan to shorten your repayment. So, if you can make just one extra payment a year, you’ll get ahead. The bulk of the interest you are charged usually accumulates in the first 10 years of your loan. Make an additional monthly payment each year.But check with your lender first to confirm they accept bi-weekly payments. Instead of making monthly contributions toward your principal and interest, this will result in 26 half-payments (or 13 full payments), translating to one extra payment per year. This will not only help you chip away at your loan more quickly, but it will also lower the amount of interest you pay over the life of the loan. It is possible to pay off your 30-year mortgage sooner. How to Pay Off a 30-year Mortgage in 15 Years Higher monthly payments might not allow you to afford the house you really want.Less wiggle room in your monthly budget and fewer funds available to put into savings.Higher monthly payments due to the shorter term.Get rid of private mortgage insurance (PMI) sooner by reaching the 20% equity threshold faster.Pay off the loan and own the home sooner with the shorter term.Pay less in interest over the duration compared to a 30-year term. ![]() ![]() Here are some things to keep in mind if you’re considering a 15-year mortgage. Similar to the 30-year mortgage, you will have a set monthly payment based on the principal and interest but divided over 15 years. Higher interest rates (typically the longer the term, the higher the rate).Lower monthly payments typically mean it will take longer to build up equity in your home.Will end up paying more in interest over the life of the loan compared to a shorter term.Lower payments mean you could qualify to buy a more expensive house.Can always pay more than the required minimum to pay off your mortgage faster.Lower monthly payments since the loan is spread out over 30 years.Whether a traditional 30-year mortgage is right for you depends on your financial situation. When you get a traditional 30-year mortgage, you pay a set principal and interest amount every month divided over a span of 30 years, or until you sell the home and pay off the mortgage sooner. ![]()
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![]() ![]() Step 4: In the right pane, double-click on " ApplicationName" and change its value to " PhotoViewer.dll". ![]() Step 3: Navigate to the following path: HKEY_LOCAL_MACHINESOFTWAREMicrosoftWindows Photo ViewerCapabilitiesFileAssociations Step 2: Type " regedit" and press Enter to open the Registry Editor. Step 1: Press the Windows key + R to open the Run dialog box. Windows Registry Editor allows us to make changes to the system registry, which can be used to enable Windows Photo Viewer on Windows 11. Troubleshooting: In case you encounter any issues during the installation process or with the functionality of Windows Photo Viewer, troubleshooting steps may be necessary to resolve the problems. Configuring system settings: After downloading the installation files, you will need to configure the system settings to associate image files with Windows Photo Viewer and set it as the default photo viewer on your system.ģ. Downloading the necessary files: Since Windows Photo Viewer is not natively available on Windows 11, you will need to download the installation files from a trusted source.Ģ. To install Windows Photo Viewer on Windows 11, you need to focus on the following key areas:ġ. Basic knowledge of navigating the Windows interface and system settings. Internet connectivity to download the necessary files.Ĥ. Administrator access or permission to make changes to the system settings.ģ. A computer running Windows 11 operating system.Ģ. Video Tutorial:īefore we proceed with the installation methods, there are a few things you will need:ġ. In this blog post, we will explore different methods to install Windows Photo Viewer on Windows 11 and enjoy its benefits. While the Photos app has its own set of features, some users may still prefer the simplicity and familiarity of the classic Windows Photo Viewer. However, with the release of Windows 11, Microsoft has replaced Windows Photo Viewer with the Photos app. Windows Photo Viewer has been a popular and widely used software for viewing and editing photos on Windows operating systems. 5 FAQs about Installing Windows Photo Viewer on Windows 11.Why Can’t I Install Windows Photo Viewer?.With this handy tool, you can view your photos quickly and easily. ![]() Looking for an easy way to view your photos? Look no further than Visum photo viewer, from Microsoft store. Some of the errors are unable to preview photos that are larger in size. Windows photo viewer gives an error when using newer versions of both Windows 10 and 11. Previously we have used a similar trick to disable Cortana from Windows 11, and you may want to learn some questions and commands you can throw at Cortona. As it is very powerful but does not try to make unnecessary changes. In this guide, we used the Windows registry to enable Windows Photo Viewer in Windows 11 and set it as default. Microsoft now has it hidden in new Windows 11 versions, but it’s highly unlikely for Microsoft to completely wipe out it from existence, given it is still a favorite of thousands of users, we merely helped them get back what people love. Windows Photo Viewer was (is) the most lightweight Photo Viewer Microsoft ever came up with. Windows photo viewer is not Going Anywhere Right now, you have to manually set windows photo viewer as default app for various image extensions after applying the registry file. ![]() ![]() ![]() Stage 1: Create an empty database repository and set up the data tables To create a project in a MariaDB repository, you work through these stages: (c) Sparx Systems 2019 of 56 Created with Enterprise Architect
![]() ![]() Now, if we add in the splash damage, they will be hit with 78 damage from four sources four times, for an additional 1248 damage, meaning each mob will take a total of 3148. Each mob will only be hit with 475 damage 4 times, for 1900 damage. Let's pretend each star hits for 475 damage on average, and you never crit (I believe, though I could be wrong, that Hurricane is now capable of critting as well? Even if it's not, Hurricane has no cool down, so it evens out and we'll ignore it.) With two mobs in your zone, each one will take 4750 direct damage in addition, since there is one other mob within 5 yards of them (we assume this they don't have to be, but let's play this easy.) they will take 78 damage 10 times for a additional 780 damage, thus a total of 5530. We'll use rough estimations with the base stats (ie, we take the numbers in the box at the top of this page, and assume you have 0 spell damage because you're running naked through Orgimmar.) At level 80, Hurricane will do 451/s x10s for a total of ~4510 damage per mob. Unless there's some crazy weird wordage going on in this talent description, that means, the more mobs within your kill zone, the less damage each mob will take, as opposed to Hurricane, where every mob in the zone will take damage every second for 10 seconds. The important thing to note is the "Maximum of 20 Stars" part. This is the most interesting spell in the game, in my opinion. So assuming Starfall scales well, it will easily be a great addition to any PvE rotation.Ĭomment by AlikatAlso, if the stars are not 'smart', and hit ANY mob within the 30yr radius, as opposed to ignoring any cc'd mob, that would immediately take this spell out of the "Useful" column for instance groups. ![]() For further reference, the base damage per mana of Rank 10 Starfire is only 1.3, with a base damage per second of 240 (this is discounting talents that affect both Starfire and Starfall equally, such as Vengeance). Even for single-target fights -where you don't get star splash damage- you get a base 7.43 damage per mana and 6240 damage per cast time on a naked, unbuffed Druid. For raids, you get a great damage per mana ratio that doesn't interrupt your cast rotation by more than a second and a half. It also has a great application in that it's sustainable, uninterruptible source of damage that you can even throw down while you spam heals on yourself. So for PvP, Starfall gets you a great, cheap, instant DoT on one target or a very potent fire-and-forget player-based AoE. Also, we can assume that Starfall scales up more quickly as it likely counts as a DoT, whereas Typhoon is an instant-cast spell and therefore likely scales poorly. So at 6 enemies, Typhoon is likely more efficient than Starfall, but given the cooldowns, they could easily both be worked into rotations. At 5 enemies, it gets a 6.88 damage per mana ratio, but again, with crits and Vengeance, it would likely still be more efficient at 5 targets. If it hits 6 enemies, it will deal a base 9282 damage for a damage per mana ratio of 8.25 and a damage per cast time ratio of 6188. Also note that each star that crits will proc the 2% mana refund in Moonkin form.įor further comparison, the Druid’s other instant-cast AoE, Typhoon, costs 1125 mana and deals 1190 damage per target at its highest rank (1547 with Gale Winds). However, crits from Starfall (modified by Vengeance) would mean that depending on your crit rating, it may take more targets to hit the break-even point. ![]() So you would only need to hit 11 targets with Hurricane to eclipse the damage per cast time on Starfall. Now, the damage for Hurricane increases by 30% as of 9/10/08 if you have 2/2 Gale Winds, which you may have if you also have Starfall. You'd have to hit 13 targets for the full 10 seconds to get more damage per casting time on Hurricane (once again, discounting Starfall splash, which would be very large when hitting 14+ targets). The 1.5 second global cooldown means that for 1.5 seconds of casting, you deal 9360 damage, for a damage per casting time of 6240. Now, if you look at damage-per-second as per the casting time of the spell, Starfall absolutely obliterates Hurricane. So even though you will get greater damage from one cast of Hurricane once you hit 3 or more targets (again, discounting Starfall splash damage), you would need to hit about 5 targets with the full duration of Hurricane to reach the damage-per-mana ratio of Starfall (and of course you can have them both active at once as well). That means that you get 1.56 damage per mana for every target you manage to hit. At 1260 mana, that comes to about 7.43 damage per mana, which is really stellar (pun certainly intended) for a fire-and-forget spell.įor comparison, Hurricane does 451 damage per second for 10 seconds for 2885 mana. Comment by 47163Assuming all stars hit (which means 2 or more targets in range), this spell has a base 9360 damage discounting the 78 splash per star on nearby targets. ![]() ![]() ![]() ![]() It can remotely manage your Home Theatre PC and can also function very well with a mouse. ProgTV is known for its simple access offers and healthy functioning and performs on two independent interfaces. Must Read 5 Best Android Development Frameworksģ. Can download playlists created by other users.Ĥ. It comes with a well-ordered interface that supports easy browsing of channels.ġ. Snapshot capabilities and crop features.Ģ. Contrast, brightness, and volume adjustment functionality. You can use this handy application to watch IPTV and listen to radio channels. It offers an appropriate and free procedure for viewing TV shows on your PC desktop. The simple TV is one of the tops and most used IPTV players for Windows desktop. It comes with a straightforward interface and can smoothly and continuously stream your m3u playlist to support live TV programs.ġ. Go to Setting and then add a new playlist and EPG source.Ģ. Include any remote URL or your m3u playlist.Ĥ. Choose your preferred channel and then tap on the refresh button. My IPTV is another remarkable application to enjoying online radio channels and watching digital TV. Upload your M3U Playlist to adore Live Television channels on your desktop.ĭownload it from the link below and follow the mentioned technique:ģ. Let it load and then select your desire channel and tap on the play button. Free TV PlayerĪnother incredible app that permits you to stream your treasured TV shows, movies, and Internet Radio on Windows device is a Free TV player. VLC Media Player comes with a straightforward interface and is undoubtedly one of the most users friendly IPTV players.ĭownload : VLC MEDIA PLAYER 3. Must Read How Security is evolving with the growth of technology?Ģ. Open Network Streams from the Media section.ģ. Just enter the URL of the TV show or video clip you desire to watch and then tap on Play. It uses m3u files to browse IPTV.Īll you need is the current version of VLC and few simple steps to stream IPTV into your VLC player. It is an open-source multimedia player who can easily control all your local media and manage stream IPTV content. ![]() It widely publicly praised IPTV player does not need any introduction. If you desire to use Kodi as an IPTV player, follow a simple procedure:ġ. Launch the application and tap on Radio or TV.Ģ. Enter the URL and tap on the play button. So, before you determine to install any add-on, firstly check its legitimacy. Although a point to note here is that few add-ons are not legal to use. You can also use different add-ons to stream live TV and VOD. You can use it to play your desire digital channel and Videos on request. The following are the complete list of the best IPTV players for windows-based PC to turn your PC into a live TV.Īnother stunning application that can assist you in managing your local media is Kodi. List of Best IPTV Players For Windows PC: Make your PC a refreshment gadget with a perfect IPTV player. We will converse about some of the best IPTV players for Windows in this article, which can provide any channel of the world at your doorsteps. You can use it to watch your desire TV show and Livestream it at whatever time utilizing an IPTV player. Though, with the extension of the internet, desktops have become a go-to-device for every person. Till now, the foremost source of watching content was broadcast channels supported by antennas, satellite dishes, and fiber optic cables. ![]() ![]() ![]() Together, they make this book a visual feast: a unique look at the past, and one that you will come back to time and again in the future. It is available in a very simplified form, so the users will find it very easy to remember the names and even after reading the map you are unable to remember the names then surely you should go to our tips where you will get. These include gems of exceptional aesthetic value and curiosities that are now being shown to the general public for the first time. This outline map will deal with only the names of the countries that will fall in which continent. In Maps That Made History, an international team of historians tell a hundred fascinating stories about remarkable maps from the renowned collections of Leiden University Libraries. There are also maps that were deliberately manipulative, from Western colonial creations to the state propaganda of North Korean leader Kim Il Sung. d-maps: Free maps, free outline maps, free blank maps, free base maps, all the countries of the world, high resolution GIF, PDF, CDR, SVG, WMF Language english français deutsch español italiano português. ![]() The line between fact and fiction can become blurred attimes: this book includes an imaginative rendering of the Earth's interior from 1695 and colourful maps of the mythical islands of California and Atlantis. For modern readers, maps are sometimes the only remaining witness testimony to the past. Contemporaries used them to learn about newly 'discovered' areas, major events and social developments. But they have also been indispensable for major construction projects, such as the digging of the Panama Canal, and in warfare - just think of the trench maps of the First World War. Find many great new & used options and get the best deals for WORLD HISTORY: ANCIENT CIVILIZATIONS - OUTLINE MAP By Mcdougal Littell at the best online. Of course, maps have been used for centuries as a navigational tool, such as the nautical charts on animal skins that seamen used for sailing the Atlantic around 1600, or the route map for the fifth emperor of the Chinese Qing dynasty. When maps themselves play an active role in history, it leaves us with some intriguing stories. Each of these maps has helped 'create' world history: they not only reflect the past but have also left their mark on it. From Leiden to Ceylon, Jamaica, Philadelphia and the Sahara, and from exuberant charts of the world to local maps. From the early medieval worldview of the cleric Isidore of Seville through to a Chinese propaganda map from 2013, via a Nazi map of Warsaw planning the outlines of the Jewish ghetto. Start enhancing your geography lessons with our interactive and educational map outlines today.This book takes you on a thousand-year world tour through a hundred exceptional old maps. ![]() Choose a country/nation from the list below and let the exploration begin. These outline maps are ideal for in-class activities or homework assignments, providing a hands-on approach to learning geography. We offer printables, outlines, PowerPoint presentations, maps, historical documents, worksheets, interactive learning games, printable puzzles, and so much more. By involving students in the research process to find accurate place names and incorporate them into the maps, they will develop a deeper understanding and familiarity with new locations. Our free world history curriculum strives to bring junior and senior high school students face-to-face with the events, people, and places of our past. They can easily print unlimited individual copies of country map outlines to assess students' location labeling skills or encourage them to add symbols and terrain elements. Teachers will find these outline maps particularly valuable. Whether you're testing your geography knowledge or looking for a creative coloring activity, these outline maps are versatile and engaging. These outline maps are available for free download and printing, making them perfect for personal or educational use. This interactive political map by World History Encyclopedia offers a large-scale overview of the ancient world across all time periods. ![]() Explore our extensive collection of map outlines for countries and nations. ![]() ![]() ![]() After his death of lung cancer, his only surviving child, Michel, was heir to the Monet family property, which has since been restored and opened to the public, including the vast gardens. At one time, he employed seven gardeners at once. As such, he wrote precise instructions for his gardeners, with specific designs and color layouts, and amassed a large collection of botanical books. By 1890, he was prosperous to buy a large house and garden, where he would continue to paint for the rest of his life.Īs a painter of controlled nature, Monet’s garden was one of his biggest sources of inspiration. Upon the death of his wife Camille to tuberculosis after the birth of their second child, Monet was resolved never to life in poverty again, and was determined to create some of the best artworks of the 19th century. Upon the outbreak of the Franco-Prussian War, Monet fled to England, also traveling to the Netherlands before his return to Paris, after which he exhibited many of his works in 1874, at the first Impressionist Exhibition. Upon his return to Paris, he studied the “en plein air” methods, along with Pierre-Auguste Renoir, Frederic Bazille, and Alfred Sisley, and developed the painting style that would soon be known as Impressionism. But his stay was cut short after two years when he was hit by a bout of typhoid fever, and his aunt arranged for his release, as long as he continued his art studies. When he was twenty-one years old, he joined the First Regiment of African Light Calvary in Algeria, for a seven year tour. At the age of 16, Monet left school for Paris, where instead of studying the great artworks of the masters, he sat by the window and painted what he saw outside. Five years later, he met artist Eugene Bouldin, who taught him the techniques of “en plein air” painting and became his mentor. During his stay at the secondary school, he was known for the caricatures he would draw for the locals for ten to twenty francs each. As a child, his father wanted him to go into the grocery business, but his heart was in the profession of artistry, and at age 11, he entered Le Havre secondary school of the arts. Claude Monet was in almost every sense the founder of French Impressionist painting, the term itself coming from one of his paintings, Impression, Sunrise. ![]() ![]() Of key importance to this low-lying island chain may be the capacity of kelp forests to offer a degree of protection to coastal zones from flooding and erosion by acting as a buffer, reducing the velocity of approaching waves during storms. Kelp forests are extremely dynamic and productive with high biodiversity, acting as a habitat and refuge for many organisms and are important for nutrient cycling and energy capture. ![]() North American beavers and termites are often cited as the more obvious examples. Kelp (actually an umbrella name for a number of ‘forest-forming’ macroalgae) has been described as an ‘ecosystem engineer’, a wonderful term that perhaps, rather simplistically, may be described as any organism that creates or significantly modifies habitats. However, it is the unseen benefits provided by these kelp forests that extensively fringe the west coast here that make them so important. The most apparent benefit of beach cast tangle (as well a few other seaweed species) is that it is traditionally collected from beaches after winter storms and utilised by crofters as a natural fertiliser for crops. The kelp Laminaria hyperborea, tangle, to give it one of its common names, is an incredibility important species, notably for these islands. Dulse also grows on rocks and mussels in the intertidal zone. These kelp plants live for up to 15 years and dulse tends to found associated with older specimens. The stipes (‘stems’) of this important algae are often festooned with dulse, which has a ribbon-like appearance at this time of year, having been ripped and shredded by the force of stormy seas. So why, you may ask am I looking for kelp but intend to forage for dulse? Dulse ( Palmaria palmata) is a red seaweed that is epiphytic on several species of seaweed, notably the most abundant kelp found along the west coast of the Uists, Laminaria hyperborea. The holdfasts (‘root’) of living kelp plants still grip hard to the boulder substrate on which they are growing and are often thrown high up this beach during storms, well above the kelp zone, therefore making them easy to find. On a sunny but very windy day, we combed our local beach for living kelp that had been cast ashore (as opposed to the masses of dead plants, detached and usually devoid of dulse). See also my review of Fiona’s fabulous last book ‘ The Forager’s Kitchen‘. The least I could do was come up with some ideas for Fi, Champion of Hebridean seaweed. I began thinking about recipe ideas, as possible contributions to Fiona Bird’s next book – based around culinary explorations with seaweed. It is not the best time of year to be collecting dulse – end of summer / early autumn is optimal, but where there is kelp, it can usually be found at anytime of the year. Given that we are on the cusp of renovating the house and in the process of packing stuff away to facilitate the incredible mess that will ensue, buying more kitchen gadgets, normally something I would be looking for an excuse to do, is not on the cards. ![]() I am slightly limited in my experimental explorations with seaweeds as I currently don’t have a dehydrator, a tool that would give me more flexibility in using seaweed as an ingredient. Dulse, however, I have discovered, does have significant merit as a distinctive ingredient that brings novel and intriguing flavour dimensions to a dish. Seaweeds, if not appropriately processed, carefully considered and balanced to be an integral part of a dish can fall into this category. This unique combination produced a sandwich of some distinction, well worth the effort to collect the dulse and time to brine the beef.Īs mentioned before, I am not a hardcore forager because in some respects, I don’t believe in tokenistic use of foraged ingredients. I have coupled this with my first attempt at preparing salt beef, using a fine quality brisket of Aberdeen Angus. ![]() ![]() It’s been a while since I posted a recipe that included the most obvious bounty on my doorstep – seaweed, in this case, dulse. ![]() ![]() As far as they know, this is the entire world.” The Wachowskis ask the same question Plato does: “How do we know what our reality really is?” Inside are people who were born and have spent their entire lives there, chained into a fixed position, only able to see the wall in front of them. ![]() ![]() The first and by far the most respected of the trilogy, The Matrix “largely interprets Plato’s Allegory of the Cave. But the ideas behind it, as this Film Radar video essay shows, go back a long way indeed. ![]() That film, a career-making success for its directors the Wachowski sisters (then the Wachowski brothers), had its own elaborate vision of a false reality entrapping humanity as the actual one surrounds it, a vision made realizable by the finest late-1990s computer-generated special effects. Do you take the red pill or the blue pill? The question, which at its heart has to do with either accepting or rejecting the illusions that constitute some or all of life as you know it, became part of the culture almost immediately after Morpheus, Lawrence Fishburne’s character in The Matrix, put it to Keanu Reeves’ protagonist Neo. ![]() ![]() ![]() "Barney's Magical Musical Adventure" was re-released on VHS in 1995, and it was later re-released in 1996 and Lyrick Studios. ![]() They also have the opening and closing previews "Once Upon a Time," "Kids for Character," "Barney's Fun & Games" and "Barney's Talent Show." 2 of them "Waiting for Santa" and "Barney in Concert" re-released by Lyrick Studios in 19.ĥ of the 1988-1991 Barney & the Backyard Gang videos " Our Friend, Barney," " Let's Be Healthy," "Campfire Sing-Along," "Barney Goes to School" and "Rock with Barney" would've been re-released on VHS from Lyrick Studios in 1998 to 2001. Here is the closing to Barney: The Backyard Show 1996 VHS and here are the orders:ģ of the actual 1988-1990 Barney & the Backyard Gang videos " Our Friend, Barney," " Let's Be Healthy" and " The Backyard Gang Sleepover" would've been re-released on VHS in 1996, and all have the opening and closing previews "Once Upon a Time," "Kids for Character," "Barney's Fun & Games" and "Barney's Talent Show."ĥ of the 1990-1991 Barney & the Backyard Gang videos "Waiting for Santa," "Campfire Sing-Along," "Barney Goes to School," "Barney in Concert" and "Rock with Barney" also re-released on VHS in 1995/1996. Here is the opening to Barney: The Backyard Show 1996 VHS and here are the orders:Ĭlosing to Barney: The Backyard Show 1996 VHS Opening to Barney: The Backyard Show 1996 VHS
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